has Done all things "Right" with your finances, Are You FINANCIALLY SAVVY, INDEPENDENT & wHOLE?
I did what my parents told me to do...
I had a great credit score…
I had money saved in the bank…
I had a house...
I was feeling good about life, so I decided to take my finances into my own hands...
Because...that’s when I became the victim of a scam that left me $35,000 in debt!
Having been scammed because I was financially naive in some areas; I realized that I was NOT making the best financial decisions for my life…
To make matters worse...the recession hit and it magnified all of the BAD financial decisions that I'd been making
Due to these decisions...at the end of the recession; I was $300k in debt from my home, the scam, and my student loans…
To add a cherry on top of all this chaos...I got laid off from my teaching job and I had to go back to living with my parents at the age of 30!
These bad financial decisions and the recession had hit me so badly - but it didn't break me (bent but not broken)...it actually made me think...
The in's and out's of my finances...
Creating a plan on how to eliminate debt fast while building a better future...
Correcting my money mindset...
And how to really make my money work for me!
As a teacher; I knew that I had to share what I learned with others, at first, I shared this information with friends and family who came to me asking HOW did I become financially whole?? They asked me for the best practices and a financial plan to get to where I am.
As a "if you know a thing you should share a thing" believer...I shared all of my new found financial knowledge with my friends and family; who soon began to refer their friends and family to me, for personal financial education assistance...my emails, Facebook Messenger alerts, and DM’s started blowing up!!
And I started to realize; that the journey to become financially whole, wasn’t just a problem that started or stopped with ME...there are many people facing the financial challenges that I had to learn to overcome!
With that realization..."The Budgetnista" was born and I went on a mission to do what I do best. . . to teach, to empower, and to help women BE FINANCIALLY SAVVY, INDEPENDENT and WHOLE!
And to make sure that I could share all of this "Financial Goodness" with the masses...I created the Live Richer Academy.
Create a budget that works for you
Get rid of that mountain of debt (from your student loans, housing, etc...)
Start saving to create your Emergency Fund or to purchase that Big Ticket item
Learn ways to increase your credit score
Discover how to create multiple streams of income
Build a better financial future
Make your money work for you
Build and create personal and generational wealth
Knowledge: Financial courses full of access to financial teachings that will assist you with strengthening your mindset and financial foundation.
Access: Get Access to TOP Experts in the spaces of mindset, personal finance, and learning to earn (additional streams of income); true financial experts that have helped to bring me to where I am today.
Community: With over 42,000 like minded people, it is time to normalize the journey and seek empowerment from the Academy's Dream Builder community; a community that will assist you with financial accountability, and inspire you to keep moving forward.
So…Are you someone who is ready to take control of your financial future?
I've taken the 10 steps from my New York Times Bestselling book, Get Good with Money, and added 2 bonus steps, to create a simple 12 step plan. I recruited some of the same experts that I tapped into for Get Good with Money; and asked them to take their specialty step, and turn it into an Academy course designed to take you from where you are to where you want to be!
There's HELP for every type of student learner: live sessions, pre-recorded classes, easy tasks, worksheets and more!
The Academy's best feature is its Amazing customer support team, who I call the “Unicorn Squad” for program and technical guidance!
42.7K+ new friends to cheer you along your journey!
Exclusive goodies found only inside the Academy!
Have a course suggestion??...We welcome your suggestions!
"I can honestly say, if I did not make that decision 5 years ago to learn how to manage my money, I would not have gotten out of that toxic situation that I was in...my goal was to save $5,000 and I doubled that goal!"
Melissa Pena
"Live Richer academy has helped me become independent, take care of my family, and to dream big, not just settle. I was able to do things I never thought I'd be able to do... I paid a lot of debt, I created a t-shirt business for my son..."
Jeanette Slim
"We needed to increase our credit and provide a home for our children...in under a year; my credit score increased by 200 points, and purchased our first home!"
Jasmine Marshall
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Tiffany "The Budgetnista" Aliche is America's favorite personal financial educator! A New York Times Bestseller (Get Good with Money), an NAACP Image Award Nominee, and the first Black woman to grace the cover of Money Magazine (solo). Tiffany is a trailblazer in the personal finance space. Her monumental ‘Live Richer Movement’ has helped over one million women worldwide save, manage, and pay off hundreds of millions of dollars.
She regularly appears as a financial expert on The Real daytime talk show and co-hosts a top-ranked financial podcast, Brown Ambition. Tiffany also co-founded an online school, the Live Richer Academy, which teaches women worldwide how to take their finances to the next level and achieve their personal goals.
A former teacher for ten years, with a Master's degree in Education, in 2019, Tiffany partnered with New Jersey Assemblywoman Angela V. McKnight to write a bill that was later signed into law (A1414, The Budgetnista Law), which mandated financial education to be integrated into all middle schools in New Jersey.
Tiffany has been featured in The Wall Street Journal, The New York Times, Fast Company, Reader's Digest, USA Today, Cosmopolitan, InStyle, Forbes, Redbook, Black Enterprise, and U.S. News & World Report and has been on the Today show, Good Morning America, CNN, OWN and CBS.
Toni Moore is one of eight girls who dreamt of living beyond the shadow of her possibility. From her traumatized child, Toni pushed herself to play a bigger game in life and business. From taking a leap of faith to attend the University of Pennsylvania as a first-generation college student, Toni navigated blindly in an effort to live the life she dreamed and desired. When Toni reached a certain level of professional success after law school, she began showing up on television to discuss legal matters and in board rooms to assist her celebrity clients.
Throughout Toni's 20 plus years serving as an attorney, adjunct professor, and business strategist, she has assisted her clients with business structuring, real estate security, asset protection, and estate planning. For more than 15 years, Toni has created companies, restructured companies, developed and assessed Corporate Compliance Plans to ensure compliance with applicable rules and regulations. Prior to her switch in career focus, Toni served as a bankruptcy and divorce attorney who assisted her clients with Mortgage Foreclosures and financial rehabilitation plans. Toni is a dreamer whose biggest motivation is doing whatever it takes to empower women to appreciate their power and potential to live wealthier ever after by playing big in business.
Kara Stevens
Kara Stevens is founder of The Frugal Feminista, a thriving personal finance and personal development company committed to helping women heal their relationship with money and themselves. She wants all women to be happy, wealthy, and brave so they can unapologetically live life on their own terms. Her relatable financial advice has been featured on/in Business Insider, Huffington Post, Yahoo Finance, ESSENCE, Women’s Day Magazine, Bitch Magazine, The Washington Post, and other nationally recognized media outlets. She is the author of Heal Your Relationship with Money, The Happy Finances Challenge, and Unmasking the Strong Black Woman.
After being bombarded with calls from friends about finances and financial planning, Courtney N. Richardson became increasingly frustrated with the lack of options for quality financial education. In 2014, Courtney took matters into her own hands and leveraged her years of experience in retirement, consumer banking, high net worth advising, and tax planning to create The Ivy Investor. Courtney’s financial and legal commentary has been featured in AARP, AOL, Forbes, New York Magazine, The Huffington Post, Debt.com, Black Enterprise, and many other publications. Courtney provides webinars and masterclasses on how to create wealth through investing, how to retain wealth using appropriate tax strategies, and how to transfer wealth efficiently to the next generation (Generational Wealth). Courtney holds a Doctor of Jurisprudence (J.D.) from West Virginia University College of Law and an LL.M. (Taxation) from Temple University Beasley School of Law.
Netiva Heard
Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move is their finances. Affectionately known to her clients as the "The Goal Crusher's Credit Coach", she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create. While servicing hundreds of private clients with 1:1 coaching through her full-service company, The Frugal CrediTnista, she also regularly pours her financial wisdom into online students. Netiva’s work has allowed her to teach over 200,000 people how to achieve 700 FICO scores and above.
With Netiva by their side, women across the country are learning to Master and Soar their Credit Scores!
is a personal finance expert, speaker, television/radio personality, best-selling author, business consultant, brand ambassador, and life coach to entrepreneurs, celebrities, athletes, and executives. He helps people maximize their full potential by giving them the inspiration, tools, and resources needed to live their best life. He is also the head of financial education at BankMobile; a digital app that provides a financially empowering banking experience to 2million+ customers. Ash has been featured on popular, national media outlets such as CNN, The New York Times, WSJ, Black Enterprise, Essence Magazine, Ebony, BET, and countless others...
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Please read this Disclaimer carefully before using the www.thebudgetnista.com Website (the "Website") operated by CLD Financial Life ("us," "we," "our") as this Disclaimer contains important information regarding limitations of our liability. Your access to and use of the Website is conditional upon your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.
By accessing or using the Website, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, then you do not have our permission to access or use the Website.
Tiffany “The Budgetnista” Aliche is not a lawyer, accountant, credit analyst or investment broker. Information Tiffany Aliche provides during her presentations is for informational and educational purposes only. Tiffany Aliche assumes no responsibility or liability for any errors or omissions in the content provided. The content Tiffany Aliche shares in this video, workshop and/or presentation is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness. The information shared is from Tiffany’s personal experience wherein she increased her credit score, reduced her taxes, increased her earnings and shifted her business organization. Any reference to credit scores that “Jump like Jordan” should be taken figuratively—not literally. Any reference to credit scores that Jump like Jordan is not a guarantee that your score will increase similar to Tiffany Aliche.
Tiffany Aliche’s personal success is not a reliable indicator of future results. It is very important to do your own analysis before making any financial, legal or accounting decisions based on your own personal circumstances. You should take independent financial advice from a professional, or independently research and verify any information before implementing any information that Tiffany Aliche shares and you wish to rely upon.
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